Skip to main content

AIA Insurance

KiwiCover is AIA’s trusted online partner. Compare quotes and apply online in minutes for AIA’s flagship life, health, income protection, trauma, permanent disability and family protection insurance cover.

Discounts and Promotions

One Month

Premium Free

for eligible new policies.
Details

Earn 5x

Airpoints Dollars™

for three months (then 1x).
Details

10%–15%

Multi-Benefit Discount

for multiple types of cover.
Details

10%

AIA Vitality Discount

when you join AIA Vitality.
Details

Get Apple Watch.

Get Active. Get Rewarded.

With AIA Vitality.
Details

AIA is New Zealand’s Largest Life Insurer

Don’t take chances with your financial security. AIA covers more Kiwis than any other life insurance company in New Zealand.

Get Instant Quotes and Apply Online

Simply enter your basic details and get an instant quote. You can then run scenarios by changing your inputs and updating your quote. When you are ready, apply for cover online.

Apply for Multiple Types of Cover in One Application

Get a combined quote for multiple types of cover. Apply for them all in one easy online application.

AIA

AA

AIA New Zealand Limited has been given an AA (Very Strong) insurer financial strength rating by Fitch Ratings, an approved rating agency. View details


Insurance

Life insurance pays a lump sum benefit in the event of your death, or if you are diagnosed with a terminal illness. There is only one exclusion (for self-harm within the first 13 months), and your cover will not expire at any age unless you choose to cancel it.

Health insurance pays your private health care costs for a wide range of medical conditions, procedures and investigations. It can pay those costs directly to your health care provider, without you having to pay the costs first and then claiming reimbursement from AIA.

Income Protection insurance pays you a monthly benefit of up to 75% of your pre-tax salary or wage, if you are unable to work in your own occupation due to illness or injury. For most people, premiums are tax deductible, so you can claim your premiums against your taxable income.

Trauma insurance pays you a lump sum benefit if you are diagnosed with any one of a range of medical conditions (from 50+ to 60+ in number). AIA offers two trauma insurance options: Critical Conditions and Progressive Care.

Permanent Disability insurance pays you a lump sum benefit if you are unable to ever work again in your own occupation (and not just in any occupation) due to illness or injury. It also pays you a benefit of 25% of the amount of your cover for partial permanent disability.

Family Protection insurance is a life insurance policy which pays a monthly benefit instead of a lump sum benefit in the event of your death. The benefit is paid in equal monthly amounts over a fixed period of 10 years.