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Life Insurance Made for New Zealanders

Apply online for Sovereign life insurance and get 25% cash back on your first year’s premiums.
Enjoy the security of the highest financial strength rating in New Zealand.

(Superior) Financial Strength Rating from A.M. Best Company, Inc.
Rating scale
Sovereign Life

24 x 7 worldwide cover

Cover doesn’t expire at any age

Future policy enhancements automatically included

Full payment on diagnosis of terminal illness

Immediate bereavement support benefit of up to $15,000

Increase your cover following special life events (e.g. having a child)

Free interim cover while your application is being processed

Only one exclusion (for suicide within the first 13 months)

Why Financial Strength Matters

The financial strength of a life insurance company makes all the difference. Financial strength is indicated by a rating which is given by an independent and authorised rating agency. A financial strength rating is important because it measures the ability of a life insurance company to meet its future claims. A financially strong life insurer is also better positioned to embrace a willingness to meet those claims. Why choose something weaker when your financial security, and that of your family, is at stake?