Skip to main content

Life Insurance Made for New Zealanders

Apply online for Sovereign life insurance and get 25% cash back on your first year’s premiums.
Enjoy the security of the highest financial strength rating in New Zealand.

A+
(Superior) Financial Strength Rating from A.M. Best Company, Inc.
Rating scale
Sovereign Life

24 x 7 worldwide cover

Cover doesn’t expire at any age

Future policy enhancements automatically included

Full payment on diagnosis of terminal illness

Immediate bereavement support benefit of up to $15,000

Increase your cover following special life events (e.g. having a child)

Free interim cover while your application is being processed

Only one exclusion (for suicide within the first 13 months)

Why Financial Strength Matters

The financial strength of a life insurance company makes all the difference. Financial strength is indicated by a rating which is given by an independent and authorised rating agency. A financial strength rating is important because it measures the ability of a life insurance company to meet its future claims. A financially strong life insurer is also better positioned to embrace a willingness to meet those claims. Why choose something weaker when your financial security, and that of your family, is at stake?