Skip to main content

Trauma Insurance

Could you survive the financial impact of a major illness? How would you make up for the loss of income and unexpected costs that are routinely experienced by others in that situation? You never know when a serious medical condition might strike. It could be next week or next year, but if (or when) it does, it pays to be ready.

Discounts and Promotions

One Month

Premium Free

for eligible new policies.
Details

Earn 5x

Airpoints Dollars™

for three months (then 1x).
Details

10%–15%

Multi-Benefit Discount

for multiple types of cover.
Details

10%

AIA Vitality Discount

when you join AIA Vitality.
Details

Get Apple Watch.

Get Active. Get Rewarded.

With AIA Vitality.
Details

What is Trauma Insurance?

Trauma insurance (also known as Critical Illness insurance) is a policy which pays a non-taxable lump sum benefit if you develop any one of a range of specified medical conditions, and you survive for at least 14 days after that event.

AIA Living Trauma Insurance

Choose from two great trauma insurance options:


Traditional trauma insurance, designed to pay a one-off lump sum if you suffer from one of more than 50 defined medical conditions.

Innovative trauma insurance that allows you to make multiple claims, based on the severity of your illness or injury.

Brochure

Trauma Insurance Brochure

Download or view the brochure:

Trauma Insurance Brochure PDF

AIA

AA

AIA New Zealand Limited has been given an AA (Very Strong) insurer financial strength rating by Fitch Ratings, an approved rating agency. View details

Discounts and Promotions

One Month Premium Free for eligible new policies.

Earn 5x Airpoints Dollars™ on premiums paid.

10%–15% Multi-Benefit Discount each year if your cover includes life insurance (Life Cover and/or Family Protection) and at least one other eligible benefit (minimum cover required).

10% AIA Vitality Discount when you join AIA Vitality.

Get Apple Watch. Get Active. Get Rewarded. with AIA Vitality.