AIA Vitality is a science-backed health and wellbeing programme that supports you every day to make healthier lifestyle choices. It shows you how healthy you are now, provides you with tools to start improving your health right away, and offers amazing rewards and discounts from our partners to keep you motivated along your journey.

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AIA Vitality is only available to individuals who are insured under an eligible AIA insurance policy.

All AIA insurance policies offered online through KiwiCover are eligible for AIA Vitality, including existing policies previously issued under the Sovereign brand.

You must be at least 16 years of age to join.

How Does It Work?

AIA Vitality is designed to take you on a journey to better health.

Earn AIA Vitality points by learning about and improving your current state of health in areas such as nutrition, exercise and mental wellbeing.

More Points = Higher Status = Better Rewards

All new members start on Bronze status. As you earn more points you will move to Silver (10,000 points), Gold (20,000 points) and finally Platinum (30,000 points) status. The higher your status, the greater the rewards.

Use the AIA Vitality App to track your progress.

Know Your Health

Better understand your health with AIA’s network of experts, including health checks (mental, physical, nutritional) with full reporting.

Improve Your Health

Get access to the tools you need to improve your health such as discounted Fitbit and Garmin fitness devices, free access to Allen Carr’s Easyway To Stop Smoking programme, and weekly personalised physical activity targets.

Enjoy the Rewards

Be rewarded with amazing discounts and offers.

Premium Discount

Start with a 10% discount on your eligible insurance premiums. Get even higher discounts when you reach and maintain Platinum status. Please see the AIA Vitality Premium Adjustment Rules PDF for further details.

Rewards and Benefits

AIA Vitality Simulator

The AIA Vitality Simulator is an interactive tool which shows you the benefits and rewards of AIA Vitality.

AIA Vitality Simulator

Active Rewards

You have the choice of two main options for Active Rewards:

Option 1

Get rewarded every week and earn up to $260 in rewards per year. Reach your personalised physical activity target each week and you’ll get the choice between:

  • 5 Airpoints Dollars;
  • $5 Countdown gift card;
  • $5 HOYTS voucher;
  • $5 Harvey Norman voucher;
  • $5 iTunes voucher;
  • $5 donation to the Mental Health Foundation of New Zealand;
  • $5 donation to the Heart Foundation; or
  • $5 donation to Trees That Count.

You can change your selection each week if you wish.

Option 2

With the Apple Watch Benefit you can earn an Apple Watch Series 9 (GPS), 41mm (RRP $749) in full by reaching your weekly physical activity targets for 24 months.

Apple Watch Series 8

AIA Vitality Apple Watch Benefit Brochure PDF

AIA Vitality Apple Watch Benefit Guide PDF

Apple Watch Series 9 requires an iPhone Xs or later with iOS 17 or later.

Status Rewards

Earn up to 300 Airpoints Dollars™ or $300 in Countdown gift cards per membership year for achieving higher status levels.

Other Benefits

  • Save up to 50% on Les Mills gym memberships.
  • Save 20% on a new Jetts Fitness All Club 12-month gym membership.
  • Get 6 weeks free on a new Snap Fitness 12-month gym membership.
  • Earn status-based discounts of up to 50% on endota (formerly Forme Spa & Wellbeing) vouchers (maximum of 4 vouchers per membership year).
  • Get a discount of up to 50% off selected Samsung products.
  • Get a discount of up to 25% off selected Garmin devices.
  • Enjoy 25% off New Balance footwear, apparel and accessories.
  • Get a discount of up to 50% off HOYTS movie tickets (maximum of 6 tickets per calendar month).
  • Enjoy $14 movie tickets for Event Cinemas.

Customer Brochure

AIA Vitality Customer Brochure PDF

Membership Fee

The AIA Vitality membership fee is $11.50 per month per member. This can be paid monthly ($11.50 per month) or annually ($138.00 per annum).

Join Now

New Applicants

If you are applying for cover, simply add AIA Vitality when you get a quote online. An AIA Vitality application form will be included at the end of your online insurance application.

Existing AIA Policyholders

If you are insured under an existing eligble AIA insurance policy, you can join AIA Vitality at any time by completing the following application form:

AIA Vitality Application Form PDF

The AIA Vitality membership fee is deducted separately from your policy premiums therefore, a separate Direct Debit/Credit Card Authority is included in the AIA Vitality Application Form.

Terms and Conditions

AIA Vitality Terms and Conditions PDF


AIA Vitality Member Fast Start Guide PDF

AIA Vitality Points and Rewards Guide PDF

AIA Vitality Premium Adjustment Rules PDF

AIA Vitality Sprint to Silver PDF

AIA Vitality Earning Physical Activity Points PDF

AIA Vitality How to Add Your Airpoints Number PDF

AIA Vitality Payment Form PDF

AIA Vitality Data Privacy PDF